| Feature | GCash | Bank Transfer | GrabPay |
|---|---|---|---|
| Speed | Instant | 1-3 days | 5 mins |
| Fees | Free | ₱25-50 | 1.5% |
| Min. Deposit | ₱100 | ₱500 | ₱200 |
| Bonuses | Special offers | None | Rare |
Why GCash Wins:
- JiliLuck offers 10% extra on GCash deposits
- No need to visit banks or share card details
- Withdraw winnings directly to GCash for groceries or bills